COVID-19 Rental Assistance Available – View Details

Foreclosure Prevention

Available to Somerset, Worcester & Wicomico County Residents

Meeting the Foreclosure Crisis Head On
SNHS is a HUD certified foreclosure counseling agency. Our staff will work with clients and their lenders to try and avoid foreclosure. This is a FREE service offered to any homeowner who is having trouble meeting their mortgage obligation.  We have developed a comprehensive response to the foreclosure crisis that includes community education, outreach to at-risk homeowners, foreclosure mitigation counseling services and strategic partnerships.


COVID-19 Resource: During the COVID-19 pandemic, many families are facing the reality of not being able to meet their mortgage obligation.  The Consumer Financial Protection Bureau offers a wealth  of information on mortgage payment forbearance options and foreclosure protection.  Read more HERE.

SNHS Counseling Staff
SNHS’s experienced counseling staff works with each at-risk homeowner and their lender to find a workable alternative to foreclosure. This process includes: helping the client to understand and face their current hardship, coming up with a budget and financial strategy to take positive steps to curing the delinquency. We will intervene directly with the lender and work to find the best possible solution to the situation. If you or someone you know is missing mortgage payments, SNHS can offer a helping hand.

Our foreclosure counseling services are FREE and available to residents in Wicomico, Worcester and Somerset counties.  We encourage you to call at the first sign of trouble to schedule an appointment.


Jane Hoy, Assistant Director

SNHS is a Chartered Member of the NeighborWorks Network | SNHS is a member of the Salisbury Area Chamber of Commerce

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