Closing cost/down-payment assistance loan secured by the property.  The maximum loan amount is $15,000 and the maximum term is 10 years. Loans $5,000 or less will have a maximum term of 5 years.  Property must be owner occupied.  For Worcester County, the maximum income is 120% of the area median income.  The interest rate may be 2% less than the rate of the first mortgage loan.  Contact Assistant Director, Jane Hoy at 410.543.4626 for specific details and requirements.  Other restrictions may apply.


worcester county 120% AREA MEDIAN INCOME – 2024

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These figures represent 120% of Area Median Income for Worcester County. They are to be used as an index for determining income eligibility for programs where household income is limited to “at or below 120% of Area Median Income.”

SNHS is a Chartered Member of the NeighborWorks Network | SNHS is a member of the Salisbury Area Chamber of Commerce

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