SNHS Worcester and Somerset Press Release


SNHS Offers Closing Cost Loans for Homes

Purchased in Worcester & Somerset Counties

Credit Restoration and Homebuyer Education Courses Offered Free of Charge

General Inquiries: Cheryl Meadows, Salisbury Neighborhood Housing Services, 410.543.4626

Media Contact: Jenni Pastusak, D3, 443.944.6285,


SALISBURY, MARYLAND – September 12, 2022 – Salisbury Neighborhood Housing Services (SNHS), a local non-profit serving community members through partnerships to increase home ownership and cultivate sustainable neighborhoods in Salisbury and surrounding areas, is pleased to announce the availability of closing cost loans for residents of Worcester and Somerset counties.

“We launched the closing cost loan program in our neighboring counties in 2020,” said Jane Hoy, assistant director, Salisbury Neighborhood Housing Services. “This loan offering can help people manage the up-front cost of buying a home. It is a challenging time for first time home buyers right now because inventory is low, and demand is high which drives prices up. We want to help people get over the “closing cost hurdle” and keep moving towards home ownership.” 

The maximum loan amount is $15,000. Income restrictions are based on the area median income. Salisbury Neighborhood Housing Services will match the lender’s interest rate for the loan.

Salisbury Neighborhood Housing Services also provides homebuyer education and credit restoration services to residents of Worcester and Somerset counties. Free homebuyer education classes are offered quarterly and eHome America online courses are offered for $100. Coupons for the online course are available to offset the cost. The course walks people through each step of the home buying process, prepares them for home ownership expenses, provides financial management information, resources, and post purchase tips.

Homebuyer Education Class

  • September 17 & 24, 2022, 9am-1pm
  • Cypress Street Fire Station, 325 Cypress Street, Salisbury MD
  • Call 410-543-4626 to register

Credit Restoration Counseling

Credit restoration counseling is offered to customers who are not ready to purchase a home because of credit or budgeting issues and those who are delinquent on existing mortgages. It includes instruction on how to read a credit report and address any credit challenges to help repair a poor credit score. Counselors can pull 3-tier credit reports to better assess specific credit needs. A report for an individual is $32 and $50 for couples.

For more information about Salisbury Neighborhood Housing Services, visit or call 410.543.4626.


About Salisbury Neighborhood Housing Services

Salisbury Neighborhood Housing Service (SNHS) is a 501c(3) non-profit organization serving targeted neighborhoods and populations in the City of Salisbury Wicomico, Worcester, and Somerset Counties. Its mission is to cultivate sustainable neighborhoods with partnerships and lending that inspires self-reliance, growth, and optimism. For more information about SNHS, visit or call 410.543.4626.


SNHS is a Chartered Member of the NeighborWorks Network | SNHS is a member of the Salisbury Area Chamber of Commerce

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